Disclaimer
Last Updated: October 12, 2025
The information provided by Zoventariqo ("we," "us," or "our") on zoventariqo.world (the "Site") and through our educational services is for general informational and educational purposes only. All information on the Site is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site.
No Professional Advice
The Site content, including but not limited to courses, lessons, articles, videos, and other materials related to financial discipline, does not constitute professional financial, legal, tax, or investment advice. You should not act or refrain from acting on the basis of any content included on the Site without seeking appropriate professional advice relevant to your particular circumstances.
The educational materials provided are designed to inform and educate, not to provide specific recommendations for your individual financial situation. Always consult with qualified financial advisors, accountants, or legal professionals before making financial decisions.
Educational Purpose Only
All courses, tutorials, and educational content available through Zoventariqo are intended solely for educational and informational purposes. These materials are designed to help learners understand general principles of financial discipline and money management but should not be considered as personalized financial guidance.
Individual financial circumstances vary significantly, and what may be appropriate for one person may not be suitable for another. Users are responsible for evaluating how any information applies to their specific situation.
External Links Disclaimer
The Site may contain links to external websites or resources that are not provided or maintained by us. We do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.
Please be aware that when you leave our Site, other sites may have different privacy policies and terms which are beyond our control. We have no control over the nature, content, and availability of those sites and assume no responsibility for them.
No Guarantees of Results
We make no guarantees, representations, or warranties regarding the results you may achieve by following our educational programs or implementing strategies discussed in our courses. Financial outcomes depend on numerous factors including individual effort, prior knowledge, market conditions, personal circumstances, and external economic factors beyond our control.
Any testimonials, examples, or case studies presented on the Site represent individual experiences and do not guarantee that you will achieve similar results. Your results may vary significantly.
Changes and Updates
We reserve the right to modify, update, or remove course content, lessons, and educational materials at any time without prior notice. While we strive to keep all information current and accurate, we cannot guarantee that all content reflects the most recent developments or changes in financial practices, regulations, or market conditions.
Users are encouraged to verify information independently and stay informed about current financial practices and regulations that may affect their personal circumstances.
Technical Disclaimers
While we endeavor to ensure that the Site is available and operational at all times, we do not guarantee uninterrupted access or that the Site will be error-free. Technical issues, maintenance, or circumstances beyond our control may result in temporary unavailability of services.
We are not responsible for any loss of data, interruption of service, or technical problems that may affect your ability to access or use the educational platform.
Limitation of Liability
Under no circumstances shall Zoventariqo, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation loss of profits, data, use, goodwill, or other intangible losses, resulting from:
- Your access to or use of or inability to access or use the Site and educational services
- Any conduct or content of any third party on the Site
- Any content obtained from the Site
- Unauthorized access, use, or alteration of your transmissions or content
- Financial decisions made based on information provided through our educational materials
No Endorsements
References to any products, services, processes, links, or other information by trade name, trademark, manufacturer, supplier, or otherwise does not constitute or imply endorsement, sponsorship, or recommendation by Zoventariqo.
Any opinions, advice, statements, services, offers, or other information expressed or made available by third parties, including course instructors, guest contributors, or users, are those of the respective parties and not of Zoventariqo.
Financial Market Risks
Educational content discussing financial markets, investments, or financial strategies is provided for informational purposes only. All investment and financial decisions involve risk, including the potential loss of principal. Past performance does not guarantee future results.
Users should be aware that financial markets are subject to volatility and that economic conditions can change rapidly, affecting the relevance of educational content.
Accuracy of Information
While we make reasonable efforts to include accurate and up-to-date information on the Site, we make no representations or warranties about the completeness, accuracy, reliability, or suitability of the information, products, services, or related graphics contained on the Site for any purpose.
Information provided through our platform may become outdated, and we are under no obligation to update such information. You acknowledge that such information may contain inaccuracies or errors, and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
User Responsibility
By using the Site and our educational services, you acknowledge and agree that:
- You are solely responsible for your financial decisions and actions
- You will conduct your own due diligence before implementing any strategies or advice
- You will seek professional advice when appropriate for your circumstances
- You understand the risks associated with financial decisions and accept full responsibility for outcomes
- You will not hold Zoventariqo liable for any losses or damages resulting from use of our educational materials
Jurisdictional Issues
We make no representation that materials on the Site are appropriate or available for use in all locations. Those who choose to access the Site do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable.
Contact Information
If you have any questions about this Disclaimer, please contact us:
Zoventariqo
Unit 1178/3 - 11 Water St
Cairns City QLD 4870
Australia
Email: support@zoventariqo.world
Phone: +61893091266
By using this Site and our educational services, you acknowledge that you have read, understood, and agree to be bound by this Disclaimer.